Airtel

Saturday, March 9, 2013

How do you control your spending?

A lot of people young and old find it difficult to hold petty cash. They have a habit of spending money once it gets into their hands. Sometimes people would rather give cash to a close friend or siblings to hold for fear of blowing it - mostly on things that they don’t need. The obvious answer is to save the money in the bank and perhaps seize from holding a bank card in order to avoid frequent visits to the ATM machine.

At the same time, they wouldn’t want to find themselves in an awkwardly stranded and cashless situation one day without cash or access to any funds. What if they need to buy airtime to call someone? What if the car has a flat tire and cash is needed to pay the vulcanizer?


What if a younger sibling asks for some money? What if they need to pay for an item at the supermarket? What if they DSTV expiration occurs in the middle of an interesting show or just before the Champions league final? How do they pay on the spot? Or even pay for PHCN bills?

These people need to have access to money without necessarily holding cash all the time.

Well, FIRSTMONIE can help!

Firstmonie is mobile money service powered by FirstBank that lets you send/transfer and receive money, buy airtime, shop for items and pay bills all from your mobile phone. It turns your phone into an e-wallet which can be funded via Firstmonie agents and at FirstbBank ATM machines or branches nationwide.

To learn more about Firstmonie

Visit www.firstmonie.com  or www.facebook.com/firstmonie
Follow @Firstmonie on Twitter

66 comments:

Anonymous said...

Reading the topic, I tot this was a money saving scheme. This is another avenue for me to spend more ...even at 1am in the night when an atm might be far away. All u just did was bring it closer. Thank you, not interested.

Nneotta-Sally Oden said...

Wow! Dats great. Cos A̶̲̥̅♏ actually a victim of impulse buying ãήϑ unnecessary money spending. I guess dat ɪ̣̝̇ℓℓ help.

PO$$H said...

i can't bliv i wasted my eyes reading all tru, *straightface*

DISCOVER THE SECRET OF LOSING WEIGHT AND BURNING FLAT TOMMY said...

well cant say.. when the need arise.. i send. u gerrit?

Anonymous said...

And does does this help to control spending?

Anonymous said...

Mtchhheew... I was getting ready to proffer solutions not knowing it was an advert. Not interested!

Creda jones said...

their not they DSTV.
And why firstmonie when u can just paga it.
I'm outtie

Creda jones said...

their not they DST.
And why firstmonie when u can just paga it.
I'm outtie

Anonymous said...

LOL!me I want my own share of the advertisement money o.lol

Anonymous said...

pay your tithes religiously and the enemies wont attack your finances

ade baptista said...

Advertisement tins

Samuel said...

For more on financial lessons and fora, we can all do it on www.financialstanza.com,join us.It pays to be financial conscious.Let's keep learning

Anonymous said...

Ha Linda! How does that help? Firstmonie sounds like d easiest way to blow d money.*rme*

Anonymous said...

Dial *894# 2activate it. For all networks @funkiedipsy

zinny said...

Advertisment to badt!!! Linda I hail thee ^.^

START A MINI IMPORTATION BUSINESS WITH N10,000 said...

This is really a nice way of saving money.

you can start your mini imporatation Business with as low as N10,000 without even travelling out.

Anonymous said...

You've gotta be kidding me. I thought you were doing some write up then you threw the sucker punch in my face. How much did they pay you for this linda?

Anonymous said...

There's no difference. This could also lead to spending money anyhow. It's probably even worse because you know you have the total in your bank account to spend so you are tempted to buy even more expensive things than the amount of money you carry.

Anonymous said...

linda, how much first bank pay u for advert?

Prittichy Abj said...

I'm one of such. I can't stay without having raw cash. Always spending. It worries me thou. I usually don't keep a lot of money where In the account which I have an ATM. That way I don't get to spend all my money in a week.

Anonymous said...

I just got the app today and after I loaded the wallet, I was able to make a withdrawal on the ATM without a card.....that was really cool. Thumbs up on this product.

Anonymous said...

Linda warn urself ooooo. Tot we were frnds plus name sake Linda n Ifeoma. Diamond Mobile is d answer. Yep yep I work there...hehehe

Anonymous said...

i v bn using ds 4 yr nw linda. Mobile banking.

Anonymous said...

I don't get how this helps me Save my money.. Whoever composed this should be fired! Rubbish!!

Guilty said...

Wow! This is soooo me! I always spend any cash I hold. I should try this mobile money thing. How can I register?

Anonymous said...

I spend nothing less than thirty thousand naira on weekly basis. I am tired of continuing that wayand was thanking God for the post not knowing its an advert. LINDA wetin person do u na?

Anonymous said...

@Anonymous 12:11am

This how people fail exam. If you want to SAVE money, put it in the bank. If you ant to CONTROL spending, don't hold raw cash but rather fund your mobile wallet. Simple.

What primary school did you go to?

Anonymous said...

@Anonymous 12:11am

This how people fail exam. If you want to SAVE money, put it in the bank. If you ant to CONTROL spending, don't hold raw cash but rather fund your mobile wallet. Simple.

What primary school did you go to?

Also Guilty said...

@Guilty

I think all you need to do is dial *894# from your phone.

Anonymous said...

The power of BMF- blow money fast
King boss

Anonymous said...

You can go to www.onesavvydollar.com for help with managing your finances

Anonymous said...

Lin LIn...keep doing ur thing! I admire u a lot...btw, its *ATM* not *ATM machine*

Anonymous said...

This is not moni spending control, It is moni spending cos u b tu comfortable tu spend why in ur bedroom.

Anonymous said...

This is not moni spending control, It is moni spending cos u b tu comfortable tu spend why in ur bedroom.

Anonymous said...

Come live in England and you'll learn how to save money.

Anonymous said...

This is not moni spending control, It is moni spending cos u b tu comfortable tu spend why in ur bedroom.

Sharon Sexy said...

Wow,dats good,at least I will stop spending money foolishly.

Gossip Boiz said...

Me 2 bro..... Just like gtb mobile money packages

victor said...

There is no crime in advertising a product. Just don't say one thing and mean another thing. How does first money help in savings. With my atm card I have to move to the machine or a POS to make a withdrawal or payment but with this product I can buy things 24hrs 7 days a week and you say it supports savings. Linda, I don't know how much you were paid but stop with the false advertising. You are only lying to your readers to promote a product that is actually good. Call a spade a spade.

cynthia Ezekwu said...

its aii...e moni.ok oh..pls share ur opinions on assisted suicide .visit nursebugz.blogspot.co.uk

Anonymous said...

Really!!!! An Advertorial!!!! U guys must be kidding me! Especially you LIB!!!

Musa Edota said...

This doesn't help you save money in any way. I use the UBA version, 'Umobile' and since I got it, I spend more. I buy things online that I don't need, buy airtime unnecessarily, lend money to ppl. WHY?? Because it's much easier to transact. I'd rather hide my money under the mattress.

Anonymous said...

Linda why do this kind advert, i was reading for a solution. Coz i am a victim, my own problem again is that when i get money, and people beg me i give them coz i feel like they should have it, but when i go broke no one gives me, and i forgive them. Abeg wetin i go do, or please your LIB viewers should tell me.

Anonymous said...

Nansense post

Anonymous said...

Curiosity kills d cat, dem use juju for ya eyes b4, why ar u complaining?

Ajiifixing said...

Whatever you do, just remember that *909# is still the best.

Ajiifixing said...

Whatever you do, remember that *909 #is the best.

Ajiifixing said...

Whatever you do, remember that *909 #is the best.

Unknown said...

i thought the aim was its meant to help us control spending not find easier ways to finish our money #justsaying

Anonymous said...

Even pple wey no get shingbai for acct go follow lament...abegii.

Big Spender said...

I am of a slightly different opinion. I understand that the post started off as a regular article and ended up being an advert but I also understand the concept of mobile money. However, I don't know specifically about the services of Firstmonie.

The post doesn't talk about saving money. Ordinarily you save money in the bank, it addresses the issue of spending the money you hold on useless things. For example I have N2000 in my wallet and I spend it spontaneously as I move around on my daily activity, cake this minute, icecream the next hour, a 3rd phone case before evening and the final part of the money goes to airtime. However if that N2000 was on my mobile phone, as I go along during the day, I would not have bought all of those things, perhaps I would use it N400 of it to recharge my phone and I could send another N500 to my sis. The N1100 will remain on my phone for something else and not cash in my hand to blow.

I hope this helps?

Anonymous said...

@Ajiifixing Thats not true at all. Firstmonie *894# is definitely the best. I have used it for 2 months now and before that I was using *909#. I don't regret changing! I have the Firstmonie Android app, I can also use it by dialling *894# and there's the web version too. I can conveniently fund my Firstmonie e-wallet at any FirstBank ATM, a feat I could hardly enjoy with 909.

Anonymous said...

Shey u don't know dat network ish won't make ur transaction successful! Av u 4gotten dat ur in naija.. MtsheWww..

Anonymous said...

Shey u don't know dat network ish won't make ur transaction successful! Av u 4gotten dat ur in naija.. MtsheWww..

Anonymous said...

There is an easy way 4 u 2 save!!
Interested?
Butterchic2020@yahoo.com

olasam said...

Cool, those that needs it can go for it.

threshold said...

Do you love to earn an honest extra income today? Text nick@ 07064943665

Victor Oshundipe said...

THot it was something that makes sense...mtscheew! Writers...bloggers...liers...deceivers...misinformants

Anonymous said...

Wrong headline Linda... Btw! comments are hilarious.

Anonymous said...

Rubbish!!! You would have just done an outright advert nah, instead of coming up with that head line...

Terungwa said...

Linda, we love your blog but this is a straight advert. First monie simply ensures that the 'ATM' is closer to you than ever before. Now, how does that help in spending? If you ask me, I'd say it facilitates spending more! I'm going to do an article immediately on how to control your spending on my blog.

I blog at: akaahanterungwa.blogspot.com

MY TURN said...

What if THEY DSTV expires?

Badly crafted gramma

Cheeky said...

I need this firstmonie thing. Its way better than holding raw cash.

Anonymous said...

Dis is an advert 4 1st bank not an advise on spendig....later jare

Ajiifixing said...

@Anonymous 6.41pm. You ne3d to use the *909# again.it has all the features you talked about and much more.do you know u can do cardless transaction on an atm with it.As in you don't need a card to collect money from an atm machine.Abeg try it again.firstborn ko last card ni.

Anonymous said...

I can't believe I read de whole article and all de comments. Pheew! Rubbin my eyes